Q:
"I've had a(Bankruptcy / Repossession / Divorce / Bad Credit). Can I still get approved?"
A:
Most banks and finance companies will turn down anybody that has had past credit problems; Dorsch Auto Credit understands that even good people occasionally go through hard times. We specialize in financing to people who need a second chance or first time buyers just starting out.
Q:
Do I need a Downpayment?
A:
No. All of our loans can be done with no downpayment. All we ask is that you pay sales tax, title and license fees that are required by the state of Wisconsin.
Q:
"How much Down Payment do I need?"
A:
We do not require a downpayment. All we ask is that sales tax, title and license fees required by the state of Wisconsin be paid. But don't overlook the fact that the more down payment you can put towards the loan, the stronger the approval will be, and also the lower your payment will be!
Q:
"How much do your vehicles cost?"
A:
We have access to vehicles that typically range anywhere from $4000 to $12,000. The majority of our vehicles can be financed at payments that often range between $60-$90 per week.
Q:
"We've had bad experiences at other dealers. Are your vehicles any good?"
A:
We have all of our vehicles checked out thoroughly by ASE certified technicians. They conduct a safety inspection on each vehicle. In addition on many vehicles, we offer a 24-month, 24,000-mile limited service contract that can be financed with your vehicle purchase. And if that's still not enough, feel free to bring a mechanic with you to inspect the vehicle. Dorsch Auto Credit has an excellent reputation of standing behind what we sell.
Q:
"What interest rates can I get?"
A:
Rate depends on a number of factors, including among others, the lending source selected, length of term, and age of the vehicle. We have access to many different financing options, including options that many other dealers in the area CAN NOT offer. This allows us to offer rates that are competitive with, and often better than, what other dealers can offer you.
Q:
"How long will it take for me to get approved?"
A:
In most cases, we will have an answer within 1 hour, and if everything is in order, you can take delivery on the spot. In order to speed up the process, we welcome you to call 920-469-3668
Q:
What do I need to bring with me for final approval?
A:
1)Most recent paystub or proof of income. 2)A valid driver's license. 3)Five references. (Name, address and phone number) 4)Phone bill with your name and current address. 5)Trade title and lien release. 6)Cash or trade to pay sales tax, title and license fees.
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